Travel Insurance: Why Is It Important?
Travel insurance plans combine several coverage types to protect your trip investment, health, and belongings. In addition, you’ll feel confident knowing that you have insurance coverage for emergency cases.
And remember, insurance is not just for emergencies – it can also help with lost luggage, flight cancellations, and more.
So whether you’re planning a relaxing cruise or an action-packed charter trip, be sure to add this to your list of must-haves.
What is travel insurance?
Travel insurance can cover the cost of unexpected medical emergencies, trip cancellations, and other unforeseen expenses that can occur while traveling.
It may also offer coverage for trip interruption and financial default by travel operators. It may not be a requirement, but it protects travelers while on any trip.
You can have a relaxing vacation knowing that you have an insurance policy.
Trip Cancellation Coverage
Travel risks are unavoidable. For instance, when you have a delayed or canceled flight, hotel overbooking, or an injury during the trip.
To help mitigate some of these risks, you can reimburse prepaid travel expenses in case of trip delays or cancellations.
Most policies will cover common reasons for cancellations and delays, such as illness, a death in the immediate family, sudden business conflicts, and weather-related issues.
So if you’re planning a trip, protect yourself in case of unforeseen problems.
Lost or Damaged Baggage Coverage
When you travel, you want to relax and enjoy yourself, not worry about what might happen to your belongings. But even the most carefully packed suitcase can get lost or damaged during a trip.
Most airlines and insurance companies offer travel insurance policies that can reimburse travelers if their baggage is lost or destroyed because of their error. There may be limitations on reimbursement, but it still provides an added layer of protection for your belongings.
For your next trip, consider travel insurance to help give you peace of mind.
No one plans to get sick or injured when on vacation, but the reality is that it can happen to anyone at any time. In addition, insurance protects travelers from financial loss if something goes wrong while away from home.
There are two main types of travel insurance: short-term and primary medical coverage.
Short-term policies cover a traveler from five days to one year, depending on the policy chosen. Primary medical coverage is for travelers planning to take longer trips ranging from six months to one year.
Both types can protect medical expenses, help to locate doctors and healthcare facilities, and even assist in obtaining foreign-language services if necessary.
A severe illness or injury can also cover airlift travel to a medical facility, extended stays in foreign hospitals, and medical evacuation to receive care in the traveler’s home country.
So, getting an insurance policy is always worth considering, whether it’s a quick weekend getaway or a more extended trip abroad. After all, it’s better to be safe than sorry.
You are purchasing your travel insurance for your Yacht Charter Vacation.
So before you jet off on your next big trip, we have the perfect plan.
We offer Travel Guard travel protection plans to help protect you and your travel investment against the unexpected.
For more information on the available plans, contact Travel Guard and reference location number 10-789-844.
Medjet an Option
MEDJETASSIST® provides its members with hospital-to-hospital medical transport if injury or illness occurs during domestic or international travel (more than 150 miles from home). A Medjet Member is transferred to their home hospital of choice, regardless of medical necessity, for the cost of the membership and nothing more. Even for COVID-19.
Add security and crisis response benefits for the ultimate peace of mind while traveling by elevating your membership to MEDJETHORIZON®. This membership provides medical transport plus 24/7 access to security experts for coordinated in-country response and security extraction if necessary.
For more information, visit Medjet.com or call 800.527.7478. Make sure to mention CKIM Group as your referring agency.
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